Stefa Pay -

International SWIFT Transfers Made Simple

Send money worldwide quickly, securely, and with transparent fees. Manage every transaction through your personal dashboard.

Stefa Pay -

International SWIFT Transfers Made Simple

Send money worldwide quickly, securely, and with transparent fees. Manage every transaction through your personal dashboard.

About the Service

Stefa Pay is a modern platform for international money transfers via SWIFT.

We make sending money abroad as easy as a regular online payment — without unnecessary complexity and with full transparency at every step.

Fast

Transfers are processed quickly — typically within 1–3 business days

Secure

Your data and transactions are protected with advanced encryption technologies

Transparency

See the full cost upfront — no hidden charges

Global

Send money to dozens of countries worldwide

Personal Account

Manage your transfers in a simple and intuitive dashboard:

A few steps to your personal account

01

Express enrollment

02

KYC completion

03

efficient application review

04

Activation account

Frequently Asked Question

What is Stefa Pay and who do you serve?

Stefa Pay is a payment platform built for businesses. We provide multi-currency accounts, international wire transfers (SWIFT, SEPA, ACH, Faster Payments), FX conversion, and stablecoin treasury operations. Our clients include companies engaged in cross-border trade, e-commerce, IT services, and professional services who need fast, transparent, and reliable payment infrastructure.

Are you licensed and regulated?

Yes. Stefa Pay operates as a registered financial institution under [regulator name and registration number]. We comply with applicable AML/CTF, KYC, and sanctions regulations, and our compliance framework is overseen by a dedicated Chief Anti-Money Laundering Officer (CAMLO).

What documents are required to open an account?

For corporate onboarding (KYB), we typically request:

Certificate of incorporation and corporate documents

Register of directors and shareholders

Identification documents for ultimate beneficial owners (UBOs) and directors

Proof of business address

Description of business activity, expected transaction volumes, and source of funds

A full checklist is provided at the start of the onboarding process.

How long does onboarding take?

Standard onboarding takes 3–7 business days from the moment we receive a complete application package. Complex structures or high-risk industries may require additional review time.

Which currencies do you support?

We offer accounts and conversion across major currencies including USD, EUR, GBP, CAD, CHF, and others. We also support stablecoin operations in USDC and USDT for eligible clients.

What are your fees and limits?

We follow a transparent fee structure with no hidden charges. Standard pricing includes account maintenance, transaction fees per payment rail (SWIFT, SEPA, ACH, Faster Payments), and competitive FX spreads. Full pricing is provided during onboarding and tailored to your transaction profile.

How fast are international transfers?

SEPA: within 1 business day (SEPA Instant where supported)

SWIFT: typically 1–3 business days, depending on the corridor and intermediary banks

Faster Payments (GBP): within minutes

ACH (USD): 1–2 business days

How are client funds protected?

Client funds are held in segregated safeguarding accounts with regulated banking partners, strictly separated from Stefa Pay’s operating funds. We maintain regulatory capital requirements, undergo independent audits, and operate a comprehensive AML/CTF program.

Do you offer API access for integration?

Yes. Stefa Pay provides API access for payment initiation, balance checks, transaction reporting, and webhook notifications, allowing you to embed payment functionality directly into your platform or ERP.

Which jurisdictions do you serve?

We onboard businesses incorporated in a wide range of jurisdictions. Certain restricted and sanctioned countries are excluded in line with our compliance policy. Reach out to our team to confirm eligibility for your specific case.

How do I contact support?

Our support team is available via email at [support@stefa-pay.com] and through the in-app chat during business hours, Monday–Friday. Dedicated account managers are assigned to corporate clients.

Get In Touch

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Send money worldwide quickly, securely, and with transparent fees. We will add you to the waiting list and inform you when the registration option becomes available.